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Titleocity

Full-service title and escrow agency

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Safeguard your investment.

Your commercial property investment could be vulnerable to potential issues and claims without a title insurance policy.  We’ll help you navigate the title and escrow world and become a partner in your commercial real estate transactions.

You can rely on Titleocity to address any title issues.

Our team works closely with realtors, lenders, attorneys, sellers and buyers to ensure we meet our shared goals.

Title insurance typically provides protection against loss that may arise from:

Unrecorded liens: unpaid taxes, utilities, mortgages and work orders.

Unknown title defects, such as title fraud, forged, unauthorized or improperly indexed deeds that prevent the buyer from having clear ownership of the property.

Encroachment issues such as boundary descriptions that are inconsistent with the area being used.

Every policy is different and is based on the specific to the needs of the buyer or seller and the terms of the transaction.

Obtaining clear ownership for commercial property can be challenging, but not for us.  Commercial real estate transactions can be extremely complex involving multiple owners, building renovations and zoning changes.  We can handle them all.

A deed is a document that shows proof of ownership.  A title is the evidence that you have a right to possess and use the land.  Title insurance protects against situations that have happened in the past, like unpaid taxes or liens against the property. It is different from most types of insurance that protect against circumstances that can happen in the future.

Commercial title insurance involves loan policies and owner’s policies. Loan title insurance policies are designed to protect the investment of the bank or other lender and an owner’s title insurance policy protects the buyer or owner of the property should title issues arise.

Commercial real estate transactions typically involve large amounts of money and often have complicated title histories, so title insurance plays a vital role. It not only protects against title defects, but it also typically covers issues such as zoning conflicts, environmental concerns and boundary mistakes.

The title search reveals the history of what has been recorded on the property, such as deeds, mortgages and easements. The search will also reveal potential problems that involve the title. The search may find a lien, encroachment, or some other issues. If they do arise during the search, it can be addressed before the closing or sometimes remain as an exception.

As an impartial third party, we ensure the title search is conducted accurately and in a timely manner. Agents will review all title work, legal descriptions and surveys, responding to comments and objections that could cause delay. Our team will maintain contact with clients, municipalities, surveyors, underwriters and outside agencies to streamline the closing process.

If you have questions about the title process, we have the answers. We want to be your title partner.

National

  • First American Title
  • Fannie Mae
  • Freddie Mac
  • Mortgage Bankers Association
  • National Association of Mortgage Professionals
  • US Department of Housing & Urban Development
  • National Association of Realtors
  • Realty Times

Michigan

  • Michigan Housing Development Authority
  • Michigan Register of Deeds
  • Michigan Land Title Association
  • Michigan State Government
  • Michigan Dept. of Insurance and Financial Services
  • Michigan State Judiciary

Counties & Maps

  • Oakland County Register of Deeds
  • Wayne County Register of Deeds
  • Macomb County Register of Deeds

Titleocity

Birmingham
330 Hamilton Row
Birmingham, MI 48009

Brighton
9490 Village Place Blvd
Brighton, MI 48116

Macomb
46875 Garfield Road
Macomb, MI 48044

Plymouth
789 W Ann Arbor Trail
Plymouth, MI 48170

459 S Main St.
Plymouth, MI 48170

Grosse Pointe
19853 Mack Ave
Grosse Pointe Woods, MI 48236

St. Clair Shores
28220 Harper Ave
St. Clair Shores, MI 48081

Phone: 877.209.3618
Fax: 248-912-6113

orders@titleocity.com

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