You can rely on Titleocity to address any title issues.

Our team works closely with realtors, lenders, attorneys, sellers and buyers to ensure we meet our shared goals.

Title insurance typically provides protection against loss that may arise from:

Unrecorded liens: unpaid taxes, utilities, mortgages and work orders.

Unknown title defects, such as title fraud, forged, unauthorized or improperly indexed deeds that prevent the buyer from having clear ownership of the property.

Encroachment issues such as boundary descriptions that are inconsistent with the area being used.

Every policy is different and is based on the specific to the needs of the buyer or seller and the terms of the transaction.

Obtaining clear ownership for commercial property can be challenging, but not for us.  Commercial real estate transactions can be extremely complex involving multiple owners, building renovations and zoning changes.  We can handle them all.

A deed is a document that shows proof of ownership.  A title is the evidence that you have a right to possess and use the land.  Title insurance protects against situations that have happened in the past, like unpaid taxes or liens against the property. It is different from most types of insurance that protect against circumstances that can happen in the future.

Commercial title insurance involves loan policies and owner’s policies. Loan title insurance policies are designed to protect the investment of the bank or other lender and an owner’s title insurance policy protects the buyer or owner of the property should title issues arise.

Commercial real estate transactions typically involve large amounts of money and often have complicated title histories, so title insurance plays a vital role. It not only protects against title defects, but it also typically covers issues such as zoning conflicts, environmental concerns and boundary mistakes.

The title search reveals the history of what has been recorded on the property, such as deeds, mortgages and easements. The search will also reveal potential problems that involve the title. The search may find a lien, encroachment, or some other issues. If they do arise during the search, it can be addressed before the closing or sometimes remain as an exception.

As an impartial third party, we ensure the title search is conducted accurately and in a timely manner. Agents will review all title work, legal descriptions and surveys, responding to comments and objections that could cause delay. Our team will maintain contact with clients, municipalities, surveyors, underwriters and outside agencies to streamline the closing process.

If you have questions about the title process, we have the answers. We want to be your title partner.